In over a decade of practice as a car accident lawyer, we have seen way too many instances of people being surprised that their car insurance will not cover them in their time of need.   We have seen people lose their cars and be unable to get compensated for injuries, medical bills, and lost wages.  It is these unpleasant surprises that can be catastrophic for people involved in a car accident that was not even their fault.  The best thing you can do to prevent this is to understand your car insurance and make sure it covers what you need and does not leave you footing the bill.

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This is the first in a multi-part series on the biggest mistakes we have seen people make with their car insurance.

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1. Collision Coverage: Does your insurance cover your car’s damage?

2. Substitute Transportation Coverage: Will you have to pay for your own rental car?

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The good news: you can call your insurance company to get pricing options and/or shop around with other insurance companies to get the coverage you want.  The auto policy that applies to your accident will be whatever policy was active at the time of the collision, so make sure you are protected before getting into an accident.

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If you have been involved in a motor vehicle collision, the best thing you can do is speak with a legal expert as soon as possible to make sure you are taking the right steps towards making a full physical and economic recovery.

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The time to file your claim is limited, so reach out to us today for your Free Consultation.